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Credit Card Balance Transfers

Save money and consolidate your credit cards and other loans with TruStone’s easy credit card balance transfers. We’ll pay off the debts you want and transfer the balances to a TruStone VISA Card, so you have just one payment in one place.

TruStone has a Platinum Rewards VISA® with a variable rate of 9.90% APR.

Applying for a TruStone VISA Card is easy and our loan experts are available 24 hours a day, 7 days a week to help you take advantage of a balance transfer. You can apply online through eLoans or by phone at 763.544.1517 or 800.862.1998. Or, come talk to us in person at any of our branch locations.

*APR means Annual Percentage Rate. All credit cards are subject to credit approval.

Already have a TruStone VISA® Card?
We’ll do all the heavy lifting…here’s how easy it is to transfer your credit cards and other loans to your TruStone VISA® Card:

  • Print the Balance Transfer form
  • List the accounts that you would like to transfer to your TruStone VISA® Card. We will transfer your balance(s) in the order listed up to your available credit limit and contact you if we cannot pay the accounts listed for any reason.
  • Sign the bottom of the form.
  • Mail or fax the completed form to us for processing.

Mailing Address:
TruStone Financial Federal Credit Union
Attn: Electronic Payments
P.O. Box 1260
Minneapolis, MN 55440-1260

Fax: (763) 542-4204

That’s all there is to it! You will receive a letter verifying that your balance transfers have been completed within three weeks.

Terms and Conditions: These rates will be offered for an indefinite amount of time. TruStone reserves the right to discontinue this program at any time. Minimum amount of balance consolidation is $100. Refer to the VISA Truth-in Lending Disclosure for a complete description of how finance charges are calculated. CU Rewards points are not earned on balance transfers.

**SEE DISCLOSURES**Certificate Rates
Term3mo6mo12mo24mo36mo48mo60mo
Dividend Rate.25.50.801.001.301.401.50
APY 1.25.50.801.001.311.411.51
**SEE DISCLOSURES**Featured Loan Rates
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