Personal Access Login

Personal Access
ONLINE BANKING

Sign Me Up!
Online Security Tips

Loan Rates

 Printable Version

 

Effective March 1, 2012
Loan TypeAnnual Percentage Rate
New and Used Cars & TrucksFixed rates as low as 2.75% APR for purchases and as low as 3.00% APR for refinances from other lenders.1
Motorcycles, Boat, RV, Trailers (new & used)Fixed rates as low as 3.85% APR for purchases and refinances from other lenders.1
HomeLine Equity Line of Credit 1,33.75% variable (3.753% - 3.792% APR): up to 90% loan-to-value. 1,2,3
Platinum Rewards Visa® Credit Card9.90% APR variable rate; $500 minimum line. 5
Line of Credit & Personal LoansVariable rates as low as 9.90% APR To 17.90%1
Share Secured Loans2.20% APR variable.4
Certificate Secured Loans2% over the current earning dividend rate4
First Mortgages*Rates change daily. Check out our Mortgage Rates page or call the 24-hour Rateline at 763-591-4949 for current rates. Call 763-595-4010 for additional loan information. *Maximum Loan-To-Value (LTV) is 95% for purchase and rate/term refinances.

1. APR = Annual Percentage Rate. The APR will vary depending on the loan amount. The actual rate is based on the applicant's credit and payment history and the length of the repayment period. Other terms and conditions may apply. This rate includes a .25% reduction for electronic loan repayment.

2. Closing costs will typically range from $184.28 - $1964.14 depending on your loan amount and the location of the property (includes estimate of homeowners insurance paid outside of closing by borrower). An appraisal is also required in ALL cases. The cost of an appraisal is in addition to the basic closing costs, and will typically range from $175 (metro) to $410 (non-metro). The property must be owner-occupied, located in Minnesota or Wisconsin. The minimum new loan amount is $10,000. Based on an appraisal; up to 90% of the appraised value, minus your present mortgage balance.

3. The minimum HomeLine (Line of Credit) amount is $10,000, and the maximum HomeLine amount is $500,000. However you do not need to advance the HomeLine funds until you need them. To refinance your existing TruStone Financial HomeLine, you must increase your credit limit and balance by $10,000. Maximum interest rate is 18% (18.041% APR) for all variable rate home equity lines of credit.

4. APR = Annual Percentage Rate. All loans are subject to credit approval.

5. Visa® Platinum Terms and Conditions

**SEE DISCLOSURES**Certificate Rates
Term3mo6mo12mo24mo36mo48mo60mo
Dividend Rate.25.50.70.901.201.401.85
APY 1.25.50.70.901.211.411.86
**SEE DISCLOSURES**Featured Loan Rates
^ Back to Top