Offered through Mortgage Lending Services, Inc., a wholly owned subsidiary of TruStone Financial.
NMLS ID# 876821
First Mortgages
Rates effective May 18 2012 and subject to change without notice
| | Rate | APR 1 | Discount Points |
| 30-year Fixed Rate - Conforming | 3.75% | 3.859% | 0 |
| 20-year Fixed Rate-Conforming | 3.50% | 3.650% | 0 |
| 15-year Fixed Rate-Conforming | 3.00% | 3.192% | 0 |
| 10-year Fixed Rate-Conforming | 2.875% | 3.154% | 0 |
| 30-year Fixed Rate Jumbo | 5.00% | 5.107% | 0 |
Home Equity Loans
| | Rate | APR 2 |
| 15-year Fixed Rates as low as | 5.250% | 5.280% |
| 10-year Fixed Rates as low as | 4.990% | 5.032% |
| 5-year Fixed Rates as low as | 4.750% | 4.830% |
1. Conforming APRs are based on $200,000 loan amount and $2,650 in finance charges.
2. Based upon $10,000 loan amount and $500 in closing costs.
Loan payment example: a $200,000 first mortgage loan at a rate of 4.875% for 360 months (30 years) will have a monthly payment of $1058.00.
The displayed Annual Percentage Rate (APR) for the loan products shown reflects the interest rate and approximate cost of prepaid finance charges, including the origination charge, but does not include all closing costs. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs.
Rates posted are not an offer to enter into a commitment to make a mortgage loan. Such agreements can only be made pursuant to MN Statute 47.206, subdivision 3 and 4.

Please note that these rates are based upon a general scenario.
Please call us at 763.595.4010
or 800.862.1998
to help with the best mortgage product for you.
TruStone Mortgages P.O. Box 1260, Minneapolis, MN 55440-1260 | 763.595.4010
or 800.862.1998