Offered through Mortgage Lending Services, Inc., a wholly owned subsidiary of TruStone Financial.
NMLS ID# 380528
First Mortgages
Rates effective February 1, 2012 and subject to change without notice
| | Rate | APR 1 | Discount Points |
| 30-year Fixed Rate - Conforming | 3.750% | 3.859% | 0 |
| 20-year Fixed Rate-Conforming | 3.625% | 3.776% | 0 |
| 15-year Fixed Rate-Conforming | 3.00% | 3.192% | 0 |
| 10-year Fixed Rate-Conforming | 2.875% | 3.154% | 0 |
| 30-year Fixed Rate Jumbo | 4.750% | 5.107% | 0 |
Home Equity Loans
| | Rate | APR 2 |
| 15-year Fixed Rates as low as | 6.250% | 6.278% |
| 10-year Fixed Rates as low as | 5.750% | 5.790% |
| 5-year Fixed Rates as low as | 5.250% | 5.326% |
1. Conforming APRs are based on $200,000 loan amount and $2,650 in finance charges.
2. Based upon $10,000 loan amount and $500 in closing costs.
Loan payment example: a $200,000 first mortgage loan at a rate of 4.875% for 360 months (30 years) will have a monthly payment of $1058.00.
Rates posted are not an offer to enter into a commitment to make a mortgage loan. Such agreements can only be made pursuant to MN Statute 47.206, subdivision 3 and 4.

Please note that these rates are based upon a general loan scenario.
Please call us at 763.595.4010 or 800.862.1998 to help with the best mortgage product for you.
TruStone Mortgages P.O. Box 1260, Minneapolis, MN 55440-1260 | 763.595.4010 or 800.862.1998