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**SEE DISCLOSURES**Certificate Rates
| Term | 3mo | 6mo | 12mo | 24mo | 36mo | 48mo | 60mo |
| Dividend Rate | .25 | .50 | .70 | .90 | 1.20 | 1.40 | 1.85 |
| APY 1 | .25 | .50 | .70 | .90 | 1.21 | 1.41 | 1.86 |
