Credit card
options to fit your life.

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Visa Credit Cards

Save money with our
Visa® Credit Card options.

When it comes to credit cards, we know what you’re looking for. You want a hassle-free credit card that lets you make purchases with ease, has a low interest rate and doesn’t charge you an annual fee. If you’ve been searching for the perfect credit card, look no further! TruStone Financial has Visa® credit card options available. All of our  Visa® credit cards offer tap to pay and EMV chip technology for fast and secure transactions, and they can be issued instantly at a branch near you.
 

New Visa Signature® Cardholders

  • $100 Cash Bonus When you Spend $1,000 or More in the first 90 days of account opening1
  •  0% Intro APR For First 6 Months on Balance Transfers, Cash Advances and Purchases. Following 0% introductory period, rates range from 13.15% - 17.90% APR based on creditworthiness.2
 

Existing Credit Cardholders

Now - November 30
Pay no interest until 2024*
when you transfer any balance to your

TruStone Visa® Credit Card!

No Promo Fee. No Balance Transfer Fee.
 
The decision is easy.


 

Which credit card works for you?

  Visa Signature® Visa® Platinum Rewards Visa® Platinum
Overview  With credit limits beginning at $5,000 and the option of cash back or rewards, our Signature Card is sure to be your top-of-wallet, everyday use card. Earn reward points while making everyday purchases. With a low variable rate and credit limits starting at $500, it’s a popular and useful card to add to your wallet. The the go-to card for those just starting out and wanting to build credit. The Visa Platinum Credit Card is great for those who want a low rate, low minimum credit line of $500 and are not concerned about earning rewards.
Rates Rates as low as 13.15% APR3 Rates as low as 13.15% APR3 Rates as low as 12.15% APR3
No annual fees
No foreign transaction fees
No balance transfer fees
Earns rewards4 1.5 points or 1.5% cash back/$1 spent. Redeem for merchandise, travel, gift cards or cash back. 1 point or 1% cash back/$1 spent. Redeem for merchandise, travel, gift cards or cash back. None
Complimentary 24/7  Visa Concierge None None

Credit card payments can be made one of the following ways:

  • Establish automatic payments from TruStone Financial
  • Transfer payments from your TruStone Financial checking/savings within Online Banking
  • Establish automatic payments from another financial institution
  • Over-the-phone by calling (800) 862-1998
  • Mail payments to the following address: TruStone Financial Credit Union P.O. Box 1259 Minneapolis, MN 55440-1259

If you believe your credit card has been lost or stolen, or if you see suspicious activity on your account, please contact the credit union immediately for assistance. During our regular business hours please call 763-544-1517 or 800-862-1998, after hours 1-888-918-7804.

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*Offer valid on balance transfers completed September 1 - November 30, 2022, and is subject to change. Promotional Annual Percentage Rate (APR) will apply for 18 months from the date of the first balance transfer completed within the promotional period. After the promotional period ends, cardholder’s standard purchase APR will apply. Purchases and cash advances do not qualify for the promotional APR. Visa Signature Credit Cards are not eligible for the first 6 months after account opening. Member must have a TruStone credit card open and in good standing and must submit the balance transfer request using the form online at TruStone.org/Transfer. Balance transfers and cash advances are not eligible for CURewards.

110,000 reward bonus points awarded when cardholder spends $1,000 within 90 days of opening and may be redeemed for $100 cash back or other merchandise. Cash back option will be deposited into a TruStone Financial account. Recipient is responsible for any taxes incurred on cash back.

2APR will vary with the market based on the Prime Rate. Rates effective November 7, 2022. Offer available to new accounts opened in 2022. See card terms and conditions for details.

3APR = Annual Percentage Rate will vary with the market based on the Prime Rate.  All loans are subject to credit approval. See credit card terms and conditions.

4Rewards points are earned for qualifying net purchases. Balance transfers and cash advances do not earn points. Points will expire five years from the end of the calendar year in which they are earned. See Terms and Conditions.