special offers Explore TruStone's exclusive limited-time offers. Earn up to 2.02% APY* with a minimum daily balance of $2,000. Enjoy higher dividends with our TruRate Checking plus perks like an instant-issued debit card with rewards and access to more than 30,000 ATMs nationwide. TruRate Checking Open and use your Fee-Free Value Checking account and earn up to $100 cash back!** Checking Accounts Introductory APR offer available to new Visa® Signature credit card accounts. Visa Credit Cards Renovate, consolidate or educate with a great rate on a home equity loan. Home Loans Open a new home loan and new checking and earn up to $250 cash back.*** THM Mortgage & Checking If you're in the market for a new or new-to-you vehicle, or you just want to refinance for a lower rate, your neighborhood credit union can help. Auto Loans TruRate Checking: *APY: Annual Percentage Yield effective as of 1/1/2021. Rates subject to change including after account opening. Fees may reduce earnings.1) TruRate Checking // APY Tiers: Balances up to $20,000 earn 2.02% APY if requirements are met and the balance portion over $20,000 earns 0.10% APY. To earn the highest yield, member must maintain active TruStone Visa credit and debit cards with 12 combined transactions per month, enroll in eStatements and maintain a minimum daily balance of $2,000. For complete details of this checking account, speak with a TruStone Financial banker. Compare our checking accounts to ensure you find the best fit for your financial needs. Fee-Free Value Checking: Value Checking: Minimum opening balance = $25. **Offer effective 1/1/2021 and subject to change. Total recurring direct deposits of at least $500 must be established within 45 days of account opening to earn $100 cash back. Only one account per membership is eligible and member must not have a current or prior checking account with TruStone. Excludes business and trust accounts. Allow up to 60 days from account opening for deposits to be made. Recipient is responsible for any applicable taxes. Must be 16 years of age or older. Those under 18 years old must have a parent or guardian on the account to be eligible for cash back. Offer subject to change and may be combined with the Refer TruStone and Special Employee Group programs. Visa Signature Card: 1)10,000 reward bonus points awarded when cardholder spends $1,000 on their Visa Signature Card within 90 days of opening and may be redeemed for $100 cash back or other merchandise. Cash back option will be deposited into a TruStone Financial checking or savings account. Recipient is responsible for any taxes incurred on cash back. 3) Earn 1.5 reward points for every dollar spent on purchases. See credit card terms and conditions for details. Home Equity 7/1 ARM 2.99%: APR = Annual Percentage Rate. Offer effective 1/1/2021 and subject to change. 7/1 Adjustable Rate Mortgage (ARM) Advertised rate is for a 30-year home equity loan on a primary residence in first lien position up to 80% loan-to-value (LTV). Rate is fixed for the first seven years and will then vary and is subject to increase for the remaining loan term. Rate includes discounts for activated TruStone Visa credit card and automatic loan payments from a TruStone account. Rates are based on credit history, LTV, occupancy, and loan term and type, so actual rate may differ. Monthly payment example based on a 30-year amortization: $4.21 per $1,000 borrowed. Payment example does not include amounts for taxes or insurance, so actual obligation will be higher. Other products and terms are available. $250 Checking Offer: ***Close and fund a mortgage loan with TruStone Home Mortgage from 1/1/2021 – 12/31/2021 and complete the following actions to earn $250 cash back offer: 1) $100 for opening a new TruStone Financial checking account within 45 days of loan funding and establishing total recurring direct deposits of at least $500 into the new checking account. 2) $150 for setting up automatic payments from the new TruStone Financial checking account to the new TruStone Home Mortgage loan after establishing the recurring direct deposits.Only one new TruStone Financial checking account per membership is eligible and member must not already have a TruStone Financial checking account. Excludes business and trust accounts. Allow up to 60 days from checking account opening for cash back to be deposited into the account. Recipient is responsible for any applicable taxes. Offer subject to change and may be combined with the Refer TruStone and Special Employee Group programs. Other conditions and restrictions may apply. Contact a mortgage consultant for details. Auto Loans: APR = Annual Percentage Rate. Advertised fixed rate is our lowest available rate for up to a 36 month term and includes discounts for TruStone Visa® Credit Card and automatic payment from a TruStone account. 36 monthly payments of $28.89 per $1,000 borrowed. Actual rate may differ and is based on credit history, collateral and length of repayment period. All loans subject to credit approval with acceptable form of collateral. TruStone membership required.