Keep yourself safe with mobile payments

Gone are the days of fumbling through your wallet. Between Apple Pay, Google Wallet and Samsung Pay and other digital payment options at your fingertips, it’s hard not to quickly adopt these convenient applications.

  1. Do your research. Make sure you understand each application’s security and privacy agreements before entering any personal information.
  1. Don’t load all of your credit and debit card numbers into every app you have. That way, if your information is compromised, not all of your card information is at risk and you can better manage fraudulent activity.
  1. Protect your mobile device with a password. Without a passcode, you are giving anyone who gets ahold of your phone complete access to everything you’ve stored within it.
  1. Download an application to help you find your phone if lost – one of the biggest security risks. That way, if you misplace your phone you’ll be able to deactivate your account or wipe your device clean from anywhere.
  1. When using applications like Google Wallet, turn off your phone’s NFC connection (that allows your phone to connect to pay stations when they’re in close proximity) when you’re not using it.
  1. Keep a close eye on credit card and bank statements. Also, be sure to report any fraudulent activity as soon as possible.

Mobile payments are convenient and easy to use, but without proper security measures they can compromise your financial information. Follow these guidelines and keep your payments convenient, mobile and safe.


Editors note: Segments of this article were taken from and