Stay healthy with your neighborhood credit union

Be prepared for any and every medical need this winter with a Health Savings Account (HSA) from your neighborhood credit union.

You can’t plan to be sick, but you can plan ahead for costs associated with health care that your insurance provider may not cover. Medical costs can add up quickly, but with an HSA from TruStone Financial, they don’t have to be a burden.

An HSA is an account linked to a High-Deductible Health Plan (HDHP) that allows you to put aside money pre-tax for health care expenses your insurance plan doesn’t cover, like prescription drugs, co-pays and other out of pocket expenses.

Different from a Flexible Spending Account (FSA), you don’t have to spend the money you deposit into an HSA the same year it is deposited. Instead, it carries over from year to year and grows tax-free. Under the Affordable Care Act, there is a contribution limit per year.*

You may be eligible for an HSA through your employer, but you may want to take a look at your options. We understand that forking out money for unforeseen expenses is stressful, which is why, unlike many accounts, there’s no fee associated with an HSA from TruStone Financial.

Whether you use your account for routine checkups or emergency room visits, stay healthy this year with an HSA from TruStone Financial.

*For specific information, seek advice from your tax or legal professional.