Auto & Recreational Loans

Whether you’re in need of a functional family van, a brand new sports car or a boat for your summer at the lake, TruStone Financial can put the keys in your hand. If you want to travel across country by RV or motorcycle, we can help you with that too!

Looking to refinance your current loan? With our competitive rates, and no payments for 90 days, you could lower your monthly payments or pay off your loan faster.

Whether it’s used or new, simple or fully loaded – we have a loan that’s right for you.  Apply Today to get started!


We understand that a reliable vehicle is an important factor in your daily life. That’s why we make finding a car and getting an auto loan as easy as possible. Please note that when you have an auto loan with TruStone Financial, it is required that you carry full insurance coverage that includes comprehensive and collision for the value of the loan and that proof of insurance is on-hand at the credit union.

Haven’t found the car you want yet? No problem. Stay in the comfort of your own home while searching for the right vehicle and dealer with AutoSmart. Get preapproved before you begin your car shopping so you know what you can afford in your budget.


TruStone Financial offers loans on everything from boats to RVs to motorcycles because we know that sometimes you need to rev up your travel plans. Simply sit down with one of our experienced bankers and we’ll help find the best financing option for your budget.


  • Up to 130% financing of the vehicle value on purchases, refinances or cash out.
  • Choose from a variety of term options – 24, 36, 48, 60 or 72 months.*
  • Select your payment date. Just tell us what day works best for you.
  • Make no payments for 90 days.**
  • Financing on purchases from an auto dealership or a private sale.
  • Lending options available for new or used vehicles.
  • Free payment calculator and budget calculator options for you to keep track of your finances.

Want to check out our current rates? View current loan rates here.

To find information such as loan payoff amount, you must visit a branch or contact us at 800.862.1998.


*Term may be limited based on age and/or mileage of vehicle and credit qualifications. Loan payment example: a $25,000 automobile at 3.52% APR for 60 months (five years) will have a monthly payment of $454.75.

** Payments can be deferred up to 90 days from the date funds are disbursed. Interest will continue to accrue over the 90 days.