Youth Savings Accounts

Teaching your kids the value of a dollar isn’t always easy, but at TruStone Financial we believe no child is too young to discover the importance of saving. We offer MoneyWise accounts that are just right for children under age 18 with unique saving options, exclusively designed to fit their needs.  We believe these products are the first step toward a sound financial future.  Starting your child’s relationship with a credit union they can trust will make the financial education process easier and more rewarding and make their transition into checking accounts smoother.

As their change adds up, stop by your local branch and use our Coin Machine to turn that spare change into cash for your child’s savings account.

MoneyWise Primary Share

MoneyWise Primary Share is a child’s first savings account and will start them on their way to watching their money grow. TruStone Financial will match the opening deposit up to $10*.

MoneyWise Primary Share Rates1,2
Effective July 1, 2017
Minimum Deposit to Open
$5
Dividend Rate
.25%
APY*
.25%

MoneyWise Money Market

The MoneyWise Money Market is a liquid account with a $500 minimum deposit and rewards kids with higher dividends as their balance accumulates.

MoneyWise Money Market Rates3
Effective July 1, 2017
Minimum Deposit to Open
$500
 
 
 
Daily Minimum Balance to Obtain APY
$0 - $499.99
$500 - $9,999.99
$10,000 - $24,999.99
$25,000 and up
Dividend Rate
.10%
.30%
.40%
.50%
APY*
.10%
.30%
.40%
.50%

MoneyWise Certificates

MoneyWise Certificates offer the high rate of a certificate with flexibility more like that of a typical savings accounts. These certificates have a 12-month term, but allow kids – or their parents – to add money to the account throughout the year.

MoneyWise Certificate Rates
Effective July 1, 2017
Term
12 month
Dividend Rate
.45%
APY1
.45%

To join, stop by your nearest branch or call us at 800-862-1998.

*Money for match must be deposited at time of account opening. TruStone will match up to $10 of the total funds deposited. MoneyWise accounts are available to those under 18 years of age. Allow up to 30 days for funds to be deposited. Accounts closed within six months may forfeit funds. Offer subject to change.