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Visa Credit Cards

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Visa® Credit Card options.

When it comes to credit cards, we know what you’re looking for. You want a hassle-free credit card that lets you make purchases with ease, has a low interest rate and doesn’t charge you an annual fee. If you’ve been searching for the perfect credit card, look no further! TruStone Financial has Visa® credit card options available. All of our  Visa® credit cards offer tap to pay and EMV chip technology for fast and secure transactions, and they can be issued instantly at a branch near you.


Visa Signature® New Cardholder Offers

$100 Cash Bonus in First 90 Days

When you spend $1,000 or more.

0% Intro APR For First 6 Months

Following 0% introductory period, rates range from 9.90% - 15.65% APR based on creditworthiness.


 

Which credit card works for you?

  Visa Signature® Visa® Platinum Rewards Visa® Platinum
Overview  With credit limits beginning at $5,000 and the option of cash back or rewards, our Signature Card is sure to be your top-of-wallet, everyday use card. Earn reward points while making everyday purchases. With a low variable rate and credit limits starting at $250, it’s a popular and useful card to add to your wallet. The the go-to card for those just starting out and wanting to build credit. The Visa Platinum Credit Card is great for those who want a low rate, low minimum credit line of $250 and are not concerned about earning rewards.
Rates Rates as low as 9.90% APR* Rates as low as 9.90% APR* Rates as low as 8.90% APR*
No annual fees
No foreign transaction fees
No balance transfer fees
Earns rewards 1.5 points or 1.5% cash back/$1 spent. Redeem for merchandise, travel, gift cards or cash back. 1 point or 1% cash back/$1 spent. Redeem for merchandise, travel, gift cards or cash back. None
Complimentary 24/7  Visa Concierge None None

Credit card payments can be made one of the following ways:

  • Establish automatic payments from TruStone Financial
  • Transfer payments from your TruStone Financial checking/savings within Online Banking
  • Establish automatic payments from another financial institution
  • Over-the-phone by calling (800) 862-1998
  • Mail payments to the following address: TruStone Financial Credit Union P.O. Box 1259 Minneapolis, MN 55440-1259

If you believe your credit card has been lost or stolen, or if you see suspicious activity on your account, please contact the credit union immediately for assistance. During our regular business hours please call 763-544-1517 or 800-862-1998, after hours 1-888-918-7804.

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*APR = Annual Percentage Rate will vary with the market based on the Wall Street Journal’s Highest Published Prime. All loans are subject to credit approval.   See credit card terms and conditions.

Visa Signature Credit Card rates are variable and range from 9.90%-15.65% APR.
Visa Platinum Rewards Credit Card rates are variable and range from 9.90%-15.65% APR.
Visa Platinum Credit Card rates are variable and range from 8.90%-15.65% APR. (Does not earn rewards)

See Credit Card Agreements for complete details on accounts and associated services.

**Rewards points are earned for qualifying net purchases. Rewards Points will expire five years from the end of the calendar year in which they are earned. Visa Platinum card is not eligible for rewards. See Terms and Conditions.

Visa Signature New Cardholder Offers:
1. 10,000 reward bonus points awarded when cardholder spends $1,000 within 90 days of opening and may be redeemed for $100 cash back or other merchandise. Cash back option will be deposited into a TruStone Financial account. Recipient is responsible for any taxes incurred on cash back.
2. 0.00% Introductory Annual Percentage Rate (APR) for 6 months from account opening. After that, APR will be 9.90% to 15.65% based on creditworthiness. APR will vary with the market based on the Prime Rate. Rates effective September 1, 2021. Offer available to new accounts opened in 2021. See card terms and conditions for details.