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Visa Credit Cards

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Visa® Credit Card options.

When it comes to credit cards, we know what you’re looking for. You want a hassle-free credit card that lets you make purchases with ease, has a low interest rate and doesn’t charge you an annual fee. If you’ve been searching for the perfect credit card, look no further! TruStone Financial has Visa® credit card options available. All of our  Visa® credit cards offer tap to pay and EMV chip technology for fast and secure transactions, and they can be issued instantly at a branch near you.

New Visa Signature® Cardholders

  • $100 Cash Bonus When you Spend $1,000 or More in the first 90 days of account opening1

  •  0% Intro APR For First 6 Months on Balance Transfers, Cash Advances and Purchases. Following 0% introductory period, rates range from 10.65% - 16.40% APR based on creditworthiness.2

  • Earn 1% cash back3 on balance transfers to your new Visa Signature Credit Card for a limited time

Existing Credit Cardholders

Earn 1% cash back3 on balance transfers to your TruStone Credit Card for a limited time.

Click the Transfer & Save button below to learn how.


Which credit card works for you?

  Visa Signature® Visa® Platinum Rewards Visa® Platinum
Overview  With credit limits beginning at $5,000 and the option of cash back or rewards, our Signature Card is sure to be your top-of-wallet, everyday use card. Earn reward points while making everyday purchases. With a low variable rate and credit limits starting at $250, it’s a popular and useful card to add to your wallet. The the go-to card for those just starting out and wanting to build credit. The Visa Platinum Credit Card is great for those who want a low rate, low minimum credit line of $250 and are not concerned about earning rewards.
Rates Rates as low as 10.65% APR4 Rates as low as 10.65% APR4 Rates as low as 9.65% APR4
No annual fees
No foreign transaction fees
No balance transfer fees
Earns rewards5 1.5 points or 1.5% cash back/$1 spent. Redeem for merchandise, travel, gift cards or cash back. 1 point or 1% cash back/$1 spent. Redeem for merchandise, travel, gift cards or cash back. None
Complimentary 24/7  Visa Concierge None None

Credit card payments can be made one of the following ways:

  • Establish automatic payments from TruStone Financial
  • Transfer payments from your TruStone Financial checking/savings within Online Banking
  • Establish automatic payments from another financial institution
  • Over-the-phone by calling (800) 862-1998
  • Mail payments to the following address: TruStone Financial Credit Union P.O. Box 1259 Minneapolis, MN 55440-1259

If you believe your credit card has been lost or stolen, or if you see suspicious activity on your account, please contact the credit union immediately for assistance. During our regular business hours please call 763-544-1517 or 800-862-1998, after hours 1-888-918-7804.

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Ready for a better account?

110,000 reward bonus points awarded when cardholder spends $1,000 within 90 days of opening and may be redeemed for $100 cash back or other merchandise. Cash back option will be deposited into a TruStone Financial account. Recipient is responsible for any taxes incurred on cash back.

2APR will vary with the market based on the Prime Rate. Rates effective May 5, 2022. Offer available to new accounts opened in 2022. See card terms and conditions for details.

3Offer valid January 12 – May 31, 2022, and is subject to change. To be eligible for the 1% cash back promotion, you must have a TruStone credit card open and in good standing. To receive the cash back, you must submit a balance transfer request form using the balance transfer form on TruStone’s website at 1% cash back will be calculated on the total amount of the VISA balance transfers completed and will be deposited to your share savings account. VISA balance transfers are considered a cash advance from your credit card and interest will start to accrue from the date the check is issued.  Balance transfers and cash advances are not eligible for CURewards. TruStone reserves the right to reverse or correct the cash back amount for any reason.

4APR = Annual Percentage Rate will vary with the market based on the Prime Rate.  All loans are subject to credit approval. See credit card terms and conditions.

5Rewards points are earned for qualifying net purchases. Balance transfers and cash advances do not earn points. Points will expire five years from the end of the calendar year in which they are earned. See Terms and Conditions.

6Cardholders must use care in protecting their card and notify TruStone immediately of unauthorized use. Contact TruStone for additional details.