Worry-Free Repairs.
Mechanical Repair Coverage (MRC) is like having an insurance policy for non-collision repairs. To find out if it makes sense for your current ride, give us a call.
We’ve Got You Covered.
Mechanical Repair Coverage1 limits repair costs to your deductible and keeps your vehicle running longer.
- MRC: Pay only your deductible for repairs.
- Coverage Area: Use at any authorized shop in the U.S., Alaska, Hawaii, and Canada.
- Payment: We pay the repair shop directly; you only cover the deductible.
- Transferable: Transfer to a new owner (transfer fee applies).
- Cancel: Full refund if canceled within 60 days.2
Simple Repair Coverage for Any Glitch.
Pick your deductible—$100 or $250—and customize your coverage with these options:
- Rental Reimbursement: Up to $35/day for 5 days and up to an additional 5 days with a verified parts delay.
- 24/7 Roadside Assistance: Up to $100 per incident for towing, jumpstarts, fluid delivery, flat tires, and lock-outs.
- Travel Expenses: Up to $200/day for up to 5 days if you break down 100+ miles from home and need overnight repairs. (Not available in NY).
Put yourself in the driver's seat.
Whether you’re buying used or new, we’ll make it easy for you…
It takes less than a minute to apply online and lock in your auto loan at a great interest rate, with flexible terms. With same-day financing, you can snap up that ride before someone else beats you to it. Plus, no payments for up to 90 days!3
Stay covered wherever you go.
Auto Insurance
You already know TruStone’s reputation for amazing auto loans, but did you know we also provide tremendous TruStage™ auto insurance for our members? It's true. We’ll get you covered, so you can travel with confidence.
Guaranteed Asset Protection
Stay Right-Side Up. Having GAP (Guaranteed Asset Protection) helps protect your money if your vehicle gets totaled in a collision or from theft.
Auto Loans
Ahh...that "new car" smell. Whether you’re buying used or new, from a dealer or private party, we’ll make it easy for you.
1Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. Coverage varies by state. Replacement parts may be used or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. Insurance products are offered through CUNA Mutual Insurance Agency, Inc. These products are not a deposit, not NCUA or federally insured or guaranteed by TruStone Financial Credit Union, and may involve investment risk, including possible loss of principal. GAP, MRC, AUT-3716149.1-0821-0923
2Receive a full refund for an unused agreement within the first 60 days, or a prorated refund thereafter less an administrative fee. Cancellation provision and administrative fees vary by state. Certain conditions and components are excluded, such as inadequate maintenance and loss of coolant or lubrication of the vehicle. See the exclusions section of the service contract for complete details.
3Payments can be deferred up to 90 days from the date funds are dispersed depending on qualifications. Interest will continue to accrue. Terms and conditions apply.