*Promotion is valid on TruStone Home Mortgage first lien, purchase loans closed between 10/1/2023 and 9/30/2024. Promotional credit is redeemable one time within 3 years of your closing date. After 6 full payments, the borrower is eligible to refinance the purchase loan with TruStone Home Mortgage and receive a lender credit up to $1,200 toward applicable lender fees (underwriting, document preparation and processing fees). All other fees apply. Credit amount cannot exceed the amount of lender fees. Refinance loan is subject to underwriting and collateral approval. This promotion may not be combined with any other offers, discounts or promotions. This is not a commitment to lend. To claim the credit, borrower must present their Buy Now Refinance Later Eligibility Certificate at the time of application to refinance.