It's in your best interest.
Earn 4.00% APY1 on balances up to $20,000. Plus, enjoy identity-theft monitoring with IDProtect.®2
It’s So Rewarding.
In addition to getting a cash bonus for opening your account, you’ll also earn a reward point for every $5 spent with your debit card.3 Cash in your points whenever you want and treat yourself to something special.
- Free withdrawals at more than 65,000 ATMs nationwide
- Get early paydays when you set up direct deposit4
- Convenient mobile deposits and online management
- Overdraft options to match your needs5
- Safe, fast retail checkouts with tap-to-pay debit card technology
Manage your accounts anytime, anywhere.
- Check Your Credit Score for Free6
- Set-Up Alerts
- Send & Receive Money
- Track, Manage, Budget with Financial Tracker
- View Personalized Loan Offers
- Quickly and easily check your account balance, deposit checks, make transfers, pay bills and more
With so many options, there's no wrong choice.
Premium Checking
The money in your checking account might as well earn some interest, right? With Premium Checking it will. It's True.
Value Checking
Your money, simplified. Value Checking makes your life a little easier.
Youth Accounts
We’ll see you now & see you through. Discover the benefits of the account options we have for our community’s kids.
1TruRate: APY effective 7/1/24. Rates subject to change including after account opening. Fees may reduce earnings. APY Tiers: Balances up to and including $20,000 earn 4.00% APY (when requirements are met and the balance portion over $20,000 earns 0.10% APY. To earn the highest yield, member must maintain active TruStone Visa credit and debit cards with 12 combined transactions per month and enroll in eStatements. If any of the requirements are not met in a given month, the APY drops to 0.10% APY on all balances. A $10 monthly fee will be assessed if the daily balance falls below $2,000. For complete details of this checking account, speak with a TruStone Financial banker. Limit one account per household. TruRate Checking is not available for trust or business accounts.
2IDProtect benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable benefits. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members or schools and their employees/students. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
3Rewards points are earned for qualifying net purchases. Balance transfers and cash advances do not earn points. Points will expire five years from the day they are earned. See Rewards Rules and Rewards Terms and Conditions for details.
4Early access to funds is based on the timing in which we receive and process the direct deposit. We generally make these funds available on the day the payment file is received, which may be up to two days before the scheduled payment due date.
5Overdraft options:
Overdraft Protection is free to use and includes savings and line of credit transfers. Subject to credit approval. See terms and conditions for minimum withdrawal and available balance requirements.
Overdraft Privilege is $30 per overdraft.
Standard Coverage includes ACH, checks, recurring debit card, online bill pay, teller window and internet/phone transactions. Extended Coverage (Must opt in) includes ATM and one-time debit card transactions, in addition to transactions covered under Standard Coverage.
There is a limit of six overdraft fees we will charge you for overdrawing your account per day. The amount of any overdraft including fees you owe us shall be due and payable immediately. We may elect not to pay items under Overdraft Privilege if you do not maintain your account in good standing by bringing your account to a positive balance within every 30-day period for a minimum of 24 hours, if you default on any loan or other obligation to TruStone Financial or if your account is subject to any legal or administrative levy. The credit union, at its discretion, can cancel this protection and cease paying overdrafts at any time without prior notice of reason or cause. You may opt out of Overdraft Protection and Overdraft Privilege at any time by calling us at 800.862.1998, or stopping by a branch. This privilege does not apply to minor accounts, trust accounts, special accounts and HSAs.
6Credit Monitoring and Score are for informational and educational purposes only. There are various types of credit scores, and TruStone may use a different type of credit score to make lending decisions.