Join TruStone

Open an Account

Open an Account

See a brighter way to bank with TruStone.

We make it easy for you to join TruStone. Complete the simple online process to get started.

Qualify For Membership

Qualify For Membership

There are many different ways to qualify for membership. Learn More.
Tell Us About You

Tell Us About You

Verify your identity with some questions only you should be able to answer - all through secure methods.
Fund Your Account

Fund Your Account

Start your membership with $5 or deposit more via debit, credit card or check, if you'd like.
Enjoy Your Membership

Enjoy Your Membership

Often immediately, your membership is set-up and ready! If needed, we'll follow-up with you for additional information.

Ready for a better experience?


Looking for a loan? Start a loan application or mortgage application instead and we'll set up your membership when approved.

Existing Members

Open a New Account

If you’re already a TruStone Financial member, open a new savings/share account or checking account through your TruStone Financial Online Banking or by applying online.

Open a Deposit Product

To open one of the following deposit products, complete a contact form and a representative will contact you within one business day.

  • Certificate
  • Money Market
  • IRA
  • MoneyWise Youth Savings

If you live, work, worship, volunteer, or attend school in an eligible Minnesota or Wisconsin county listed below you qualify for a TruStone Membership:

Minnesota Counties:
  • Anoka
  • Carver
  • Chippewa
  • Chisago
  • Dakota
  • Goodhue
  • Hennepin
  • Isanti
  • Le Sueur
  • Ramsey
  • Redwood
  • Renville
  • Rice
  • McLeod
  • Meeker
  • Nicollet
  • Scott
  • Sherburne
  • Sibley
  • Stearns
  • Wabasha
  • Washington
  • Wright
  • Yellow Medicine
  • The Community of Atwater (residents only)
Wisconsin Counties:
  • Kenosha
  • Milwaukee (residents and works in only)
  • Pierce
  • St. Croix
  • Racine

If you are currently a part of the following education communities you qualify for a TruStone Membership:

  • Education Minnesota (members and employees)
  • Education Minnesota Osseo (employees)
  • Christian Heritage Academy (employees)
  • The Classical Academy (employees)
  • Globe University Minnesota School of Business (employees)
  • Huntington Learning Centers (employees)
  • King of Grace Evangelical Lutheran Church and School (employees)
  • Minneapolis Teacher’s Retirement Fund Association (employees)
  • Minnesota Association of School Administrators (MASA) (members and employees)
  • Minnesota Elementary School Principals’ Association (MESPA) (members and employees)
  • Minnesota Nonpublic School Accrediting Association (MNSAA) (members and employees)
  • Paideia Academy (employees)
  • Rasmussen College (employees and students)
  • School District 877 non-teaching employees of Buffalo
  • School District 196 non-teaching employees of Rosemount
  • School District 742 non-teaching employees of St. Cloud, including students and their parents
  • St. Cloud State University
  • St. Cloud Technical & Community College
  • St. Peter and St. Paul Church and Academy (employees and parishioners)
  • Trinity School (employees)
  • West Lutheran High School (employees)

If you are currently a employed by or retired from the following employers you qualify for a TruStone Membership:

  • TruStone Financial Foundation (members)
  • American Indian Family and Children’s Services (AIFACS) (employees)
  • Annandale Health & Community Services (employees)
  • Apple Valley Medical Center (employees)
  • Avallo Creative & Web Development (employees)
  • AVR, Incorporated (employees)
  • Banner Engineering Corporation (employees)
  • City of Apple Valley (employees)
  • Chrysler Corporation (employees and family)
  • Co-op Country Farmers Elevator (members)
  • Crystal Care Center (employees)
  • East Side Neighborhood Services (employees)
  • Echo Farmers Co-Op Oil Company (members)
  • Fireside Bar & Restaurant (employees)
  • First Generation LLC DBA (employees)
  • Fluidyne Engineering Corporation (employees)
  • French Meadow Bakery & Café (employees)
  • Global Health Link Inc. (employees)
  • Ibberson Company (employees)
  • KARE11 Television (employees)
  • Maple Grove Historical Preservation Society (members)
  • Minneapolis Urban League (employees)
  • Minnesota Association of Credit Unions (employees)
  • Minnesota Society of CPAs (members)
  • MotivAction (employees)
  • National Calibration and Testing Laboratories (employees)
  • NUCOM LTD (employees)
  • Owens Corning (employees)
  • PAKO Corporation (employees)
  • People of Praise (employees)
  • Quality Assured Label, Inc. (employees)
  • Renville Farmers Cooperative Oil Company (members)
  • Sacred Heart Co-op Products Association (members)
  • ServiceMaster Clean (employees)
  • Sir Speedy Printing and Marketing Services
  • Success Computer Consulting (employees)
  • Tiger Sushi I, Inc. (employees)
  • Tiger Sushi II, LLC (employees)
  • Valley Dental Group (employees)
  • Viking Council – Boy Scouts of America (employees)
  • World Street Kitchen and Milkjam Creamery (employees)
  • Ukrainian American Community Center (members)

Your Neighborhood Credit Union

For more than 80 years, TruStone Financial has worked to improve the financial well-being of our neighbors. From your first checking account, home loan or auto loan, to intuitive digital banking, we have the products, services and technology to make managing your money simple. Apply today.