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The possibilities are endless.

Loan Rates

Enjoy fast approvals, quick closing and
money-saving loan opportunities.

TruStone Financial's loans provide the financing you need to achieve your goals while saving you money with competitive rates. See our full rate sheet and fee schedule for more information.

HOME LOANS

 

Looking for a home loan? Want to use the equity you’ve built up over the years for a major purchase? Ask a banker for the most recent home equity loan, line of credit and mortgage options.

 

Auto and Recreation Loans

Effective April 1, 2021; Lowest rate based on model year and creditworthiness.

Annual Percentage Rate (APR) As Low As
Cars/Trucks/Vans 2.49%1
Motorcycle/Boat/RV 3.49%2

Rates include discounts for TruStone Visa® Credit Card and automatic loan payment from a TruStone account. All rates subject to change without notice. Actual rate for all loans based on an evaluation of applicant’s credit and payment history. The loan amount is based on an evaluation of the applicant’s credit and payment history, income and length of employment. Other terms and conditions may apply. TruStone membership required.
1 Lowest available fixed-rate on vehicles 2017 and newer. Minimum loan amount of $5,000 required. Sample payment: 36 monthly payments of $28.86 per $1,000 borrowed.
2 Lowest available fixed on vehicles 2017 and newer. Minimum loan amount of $5,000 required. Sample payment: 36 monthly payments of $29.30 per $1,000 borrowed.

 

EffectiveApril 1, 2021

  Visa Signature Visa Platinum Rewards Visa Platinum
Overview The Visa Signature Credit Card contains the latest in credit card technology and security, allowing you to have peace of mind when making purchases. With credit limits beginning at $5,000 and the option of cash back rewards, our Signature Card is sure to be your top-of-wallet, everyday use card. Earn reward points while making everyday purchases with the Visa Platinum Rewards Credit Card. With a low variable rate and credit limits starting at $250, it’s a popular and useful card to add to your wallet. The Platinum Credit Card is the go-to card for those just starting out and wanting to build credit. The Visa Platinum Credit Card is great for those who want a low rate, low $250 minimum credit line of and are not concerned about earning rewards.
Rates Rates as low as 9.90%  Annual Percentage Rate (APR)* Rates as low as 9.90% Annual Percentage Rate (APR)* Rates as low as 8.90% Annual Percentage Rate (APR)*
No annual fee
*APR = Annual Percentage Rate. The maximum interest rate is 18.00%. TruStone Financial membership required. 

View credit card terms and conditions.

   

Personal (Unsecured)

APR as low as
Effective April 1, 2021
Annual Percentage Rate (APR) As Low As
Personal Installment1 8.99%
Line of Credit2 9.49%

Rates include a discount for automatic loan payment from a TruStone account.
All rates subject to change without notice. Actual rate for all loans based on an evaluation of applicant’s credit and payment history. The loan amount is based on an evaluation of the applicant’s credit and payment history, income and length of employment. Other terms and conditions may apply. TruStone membership required.
1Personal Installment: Fixed rates range from 8.99% APR to 16.99% APR.
2Personal Line of Credit: Variable rates range from 9.49% APR to 15.74% APR.


Personal (Secured)

APR as low as
Effective April 1, 2021
Annual Percentage Rate (APR) As Low As
Savings Secured1 2.10%
Certificate Secured2 3.75%

Can only be secured with funds from a primary share, sub share or certificate held at TruStone Financial. Rates include a discount for automatic loan payment from a TruStone account. All rates subject to change without notice. Other terms and conditions may apply.
1Shared Secured Loan: Fixed rate based on Share savings rate plus 2.00%
2Certificate Secured Loan: Fixed rate based on the Certificate rate plus 2.00%. Rate is rounded up to the nearest quarter percent. Loan term cannot exceed maturity of certificate.

 

Loans subject to credit approval. Variable rate products will not exceed 18%APR. Contact a TruStone loan officer for details. All rates presented for consumer loans only and not applicable to business loans.

Great neighborhood credit union loan rates.

TruStone Financial is here to support your dreams with money-saving rates on loans. We offer full banking services and ATM access for your convenience while helping you open new accounts and loans, apply for mortgages, access wealth management services and strengthen your business with the right solutions.