The freedom of options and flexibility.

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RECREATION Loans

Get on the water, trail, or road faster with TruStone.

TruStone Financial offers loans on everything from boats to RVs to motorcycles because we know that sometimes you need to rev up your travel plans. Simply sit down with one of our experienced bankers and we’ll help find the best financing option for your budget.

New Loan Products Available

New Loan Products Available

TruStone now offers loans for Personal Watercrafts, ATV, UTV, and Snowmobiles.

Great New & Used Rates

Great New & Used Rates

Competitive rates  &
no refinancing fees
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Term Options

Term Options

Choose from a variety of term options to lower your monthly payment or pay off your loan faster.
Payment Options

Payment Options

Choose your own payment date. Just tell us date that works best for you.

Get going on your next adventure.

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TruStone Recreation Loan Benefits

With a recreation loan from TruStone Financial, you can expect:

  • Up to 125% financing of the vehicle value on refinances, purchases or cash out.
  • Select your payment date. Just tell us what date works best for you.
  • Financing on purchases from an auto dealership or a private seller.
  • Loan rate discount with a TruStone Visa® Credit Card and automatic payment from a TruStone account.

TruStage Guaranteed Asset Protection (GAP) Plus with Deductible Assistance  

GAP Plus with Deductible Assistance: Financial protection for what your auto insurance may not cover. 

If your vehicle is deemed a total loss due to an accident or theft, there can be a significant gap between what you owe on your loan and what your auto insurance will cover. Guaranteed Asset Protection may help you make up the difference. Essential financial protection on your vehicle loan that helps you drive with confidence. Talk to TruStone Financial today about how we can help protect you from sudden out-of-pocket expenses with Guaranteed Asset Protection. 


Your purchase of MEMBERS CHOICETM Guaranteed Asset Protection (GAP), which includes deductible assistance, is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP purchase from state chartered credit unions in FL, GA, IA, RI, UT, VT, and WI, may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP purchase from state chartered credit unions in CO, MO, or SC may be canceled at any time during the loan and receive a refund of the unearned fee. GAP purchase from state chartered credit unions in IN may be without a refund provision. If the credit union offers a refund provision, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP-3415626.1-0121-0423 CUNA Mutual Group ©2021,  All Rights Reserved. 

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Low rates on recreation loans.

Ready to shift gears? We offer affordable recreation loan rates for new and used boats, RVs, and snowmobiles. Our rates also save you money when you refinance your existing loan from another lender.