Overdraft Privilege2 allows you to overdraw your account up to the disclosed limit for a fee on checks, bill pay items and recurring debits.
A $30 fee will be assessed for each overdraft
Total overdrafts cannot exceed your disclosed amount, including fees
Does not require credit approval
Even if you have overdraft coverage, such as a transfer from another account, Overdraft Privilege is still available as secondary coverage if the other overdraft sources are exhausted.
**This privilege does not apply to minor accounts, trust accounts, special accounts and HSAs.
2Overdraft payment by the credit union is a discretionary courtesy and not a right of the member or an obligation of the credit union. This privilege for consumer share draft accounts will be limited to a maximum amount of $1000 overdraft (negative) balance. Transaction types that are eligible for Overdraft Privilege include, and are limited to: ACH transactions, debit card transactions, drafts and On-Us checks at the teller counter. For one-time debit card transactions, you must have previously opted-in for Overdraft Privilege or the transaction will be declined. You must bring your account balance positive within every 30-day period for a minimum period of 24 hours. The credit union, at its discretion, can cancel this protection and cease paying overdrafts at any time without prior notice of reason or cause.