TRUE TO OUR WORD

This Just In!

TruStone is driven to create a place where you can focus more on living and less time worrying about money. Why? Because you make us who we are. We’ve got you covered with a $500 Checking bonus, 7-Month Certificate offer, and so much more…

Family walking together on a snowy path while children play in the snow.

Winter 2026 Issue

$100 for you, $100 for a friend.

Because everyone deserves to save money with better rates and fewer fees. Refer a friend, relative or neighbor to TruStone and you could both earn $100.1 Don’t be shy, spread the word.

REFER NOW

 

1) Referred member must open and use a new Primary Share account and a Value, Premium or TruRate Checking account with a Visa debit card (Moneywise checking is excluded). Minimum opening deposit: TruRate Checking $2,000; Premium Checking $300; Value Checking $25. Share and checking accounts must be opened on the same day. Annual Percentage Yield (APY) and minimum balance required vary by account and are subject to change. See Rate Sheet for additional information.

Full name and city of referrer must be presented at time of account opening. Referred member must complete the following behaviors to receive referral dollars: 1) Make at least five debit card purchase transactions within 45 days of account opening. 2) Enroll in eStatements within 45 days of account opening. A $100 credit will be made to both parties if these behaviors are met at 45 days of account opening. Allow up to 60 days for credits to be made.

Offer is void if the referred member already has a Primary Share with TruStone Financial or is an employee of the credit union. If the referred member’s account is closed within six months of opening, funds may be forfeited. Participants must be 18 years of age or older and a member in good standing of the credit union. Participants are responsible for all taxes incurred. Participant must qualify as a member and $5 membership is required. Promotion may be discontinued at any time without warning and cannot be combined with any other offer. Member may need to visit a branch to complete the account opening process.

Some things are easier said than done. Like packing your carry-on and getting everything to fit. Other things are easier done than said. Like earning up to $5002 when you open a new TruStone Checking Account. You’ll love free withdrawals at more than 70,000 ATMs, Visa® debit card rewards4 that you can redeem for merchandise, travel or cold hard cash!

And as if that wasn’t great enough…our digital switch kit makes setting up your new account with direct deposit practically effortless so you can get paid up to 2 days3 early.

Easy…and did we mention $500?

OPEN TODAY.

2) Offer valid 1/1/26 – 12/31/26. Only one account per membership is eligible and member must not have a current or prior checking account with TruStone. Earn cash back for the following actions within 60 days of account opening: $200 cash back for direct deposit of at least $1,000; increases to $300 if direct deposit reaches $2,500; increases to $450 if direct deposit reaches $5,000; and $50 cash back for enrolling in e-statements. Allow up to 90 days from account opening for cash back deposit. Must be 13 years of age or older. Those under 18 years old must have a parent or guardian on the account to be eligible for cash back. Excludes business and trust accounts.
3) Early access to funds is based on the timing in which we receive and process the direct deposit. We generally make these funds available on the day the payment file is received, which may be up to two days before the scheduled payment due date.
4) Rewards points are earned for qualifying net purchases. Balance transfers and cash advances do not earn points. Points will expire five years from the end of the calendar year in which they are earned. See Rewards Rules and Rewards Terms and Conditions.

Earn 4.00% APY5 with a minimum deposit of $2,500.

As a not-for-profit, we are able to extend dividend rates that often surpass those from big banks. It’s True.

Lock in these rates before it’s too late.

OPEN NOW.

5) Annual Percentage Yield (APY) effective 11/14/2025 and subject to change. Minimum deposit of $2,500 with at least 50% being new money not already on deposit with TruStone. Membership with a $5 Share Account required. A penalty may be imposed for early withdrawal, and fees may reduce earnings. At Maturity, the 13-month certificate will be renewed as a 12-month certificate. Individual Retirement Account (IRA) Certificate not included. Terms and conditions apply.

Where your first front door opens to their first steps, first birthday, and first day of school. TruStone Home Mortgage is here to make every “first” feel like a warm welcome home.

Not only will you benefit from our neighborhood mortgage experts, you’ll also score some of the best interest rates available. And, with our smooth closing guaranteed, if things don’t close on-time, we’ll pay the closing costs6 for you. It’s True.

LET’S TALK

6) Terms, conditions, and timing restrictions apply. Conventional purchase loans only. Subject to credit and property approval.

You’re ready to take that big (and sometimes scary) step toward buying your first house. Luckily, we’re here to help guide the way from start to finish.

Join us for a FREE Home Buying Seminar or check out our helpful home-buying guide to get exclusive tips and tricks from our talented team here at TruStone Home Mortgage. Walk away with the knowledge you need to purchase your dream home– including the not-so-fun part of saving for a down payment.

COMING SOON

Open a new Visa® Signature card & pay off debt faster. Review the balances on any credit cards you have and chances are TruStone can beat the percentage rates. Simply transfer those balances to TruStone, and you not only simplify your money management with one payment, one card, but it can save you money.

Looking to maximize rewards? Our Visa® Signature Credit Card earns you 1.5 points per dollar spent7. What can your points buy? You name it. Redeem for:

    • Travel
    • Dining
  • Exclusive Events & Experiences

You name it, the list goes on. Or, you can turn the points into cash that goes right back into your pocket.

APPLY TODAY.

7) Rewards points are earned for qualifying net purchases. Balance transfers and cash advances do not earn points.
Points will expire five years from the date they are earned. See Terms and Conditions.

Navigating the tricky and unpredictable world of health insurance isn’t fun. A TruStone Health Savings Account (HSA) can help take the sting out of unexpected expenses. It’s True.
Enjoy no monthly maintenance fee, a free Visa® debit card, and peace-of-mind while earning interest.

PLUS, your account balance carries right over into the next year — so it’s there for future needs.

LET’S CHAT

If you lose your wallet or suspect your card may have been stolen, a simple click on your TruStone mobile app shuts your credit or debit card down instantly to protect your finances.

TELL ME MORE

There’s no better way to meet all the fine people in our communities than to host productive events and fun contests.

See What’s Happening in Your Neighborhood.

Teaching is in our DNA

Sharing our knowledge is yet another way TruStone benefits our members. So go ahead, enrich yourself in our Financial Education Program today.

Man working on his computer while looking out the window
Budgeting

5 Ways to Cut Costs & Save More

There are literally thousands of ways to stretch a buck and keep more of them in your pocket. Simple things, like brewing your own morning Joe vs. buying that expensive latte at the drive-thru. We’re here to help you save in every way.

Woman giving a child a piggyback ride
Buying a House

9 Simple Steps to Buying a Home.

Have the jitters about diving into your first home purchase? We get it, and we’ve got you. That’s why we put together this handy 9-step guide to buying. But hey, let’s make it an even 10-step approach… Step 1: Relax and take a deep breath – this is going to be easy.

Fraud

Keep Your Identity Safe.

It’s a pity, but there are some nasty identity thieves in our world. So even if your digital devices are secure, it’s important to stay on-guard.