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Explore TruStone's exclusive limited-time offers.

Expect the unexpected. 


Make the most out of your money with a 13-Month Certificate special to earn 4.25%APY* or 20-Month at 4.00%APY* or take advantage of a 30-Month term at 3.75%APY*. Enjoy guaranteed returns and save more at a higher dividend rate that you can access at maturity. Hurry, limited time only. Save more today, tomorrow will thank you.

*Annual Percentage Yield (APY) effective 12/01/2022 and subject to change. Minimum deposit of $2,500 which must be new money, not on deposit with TruStone Financial. No maximum deposit amount, however, at least 50% of the total deposit must be new money. Additional steps required for Individual Retirement Account (IRA) Certificates. A penalty may be imposed for early withdrawal. Fees may reduce earnings. At Maturity, the 13 month and the 20 month certificates will be renewed as 12 month certificates. The 30 month will renew as a 24 month certificate at the rate in effect on that date.

Make the switch to a TruStone checking account.

We are always looking for ways to make managing your money easier. With a TruStone checking account, for a limited time, earn up to $150*  with qualifying direct deposits and enrollment in eStatements. 

*Offer valid 1/1/23 -12/31/23. One account per membership and member must not have a current or prior checking account with TruStone. Allow 60 days from account opening for cash back deposit. Recipient responsible for applicable taxes. Earn cash back for the following actions within 45 days of account opening: 1) $100 for direct deposit of $1000. 2) $50 for enrolling in e-statements. Visit for details.

Imagine if you got paid 2 days early*.

With a direct deposit into your TruStone Checking account, you can with TruPayday. No more waiting. Get a head start with extra time to pamper yourself. Or pay bills. Bills are important. 

*Early access to funds is based on the timing in which we receive and process the direct deposit.  We generally make these funds available on the day the payment file is received, which may be up to two days before the scheduled payment due date.

At TruStone we're more about the journey than the destination.

No matter where life takes you, our auto loans can help get you there and back. Plus, enjoy no payments for up to 90 days depending on qualifications**.
Auto Loans 

*APR = Annual Percentage Rate. Advertised rate includes discounts for TruStone Visa credit card and automatic loan payments from a TruStone account. Actual rate may differ and is based on credit history, collateral and length of repayment period. Current TruStone auto loans are eligible for refinance with a minimum of $5,000 in additional disbursements.

**Payments can be deferred up to 90 days from the date funds are dispersed depending on qualifications. Interest will continue to accrue. Terms and conditions apply.

Renovate, consolidate or educate with a home equity loan.


Whether you're a do-it-yourself enthusiast or prefer to hire a professional, give your home an upgrade with a Home Equity Loan. With rates as low as 5.73% APR*and flexible options a TruStone Home Equity Loan is financing that makes your home just the way you want it. 

Home Equity Loans   


*APR = Annual Percentage Rate. Advertised rate may be fixed or variable depending on the product selected and includes discounts for activated TruStone Visa® credit card and automatic loan payments from a TruStone account. Rate is effective February 1, 2023 and is subject to change. Variable rates are subject to increase. Rates based on credit history, loan-to-value ratio, occupancy, and loan term and type, so actual rate may differ. Terms and conditions apply. 

Make More Possible with a Visa® Credit Card from TruStone.


TruStone Financial understands that a credit card is a must-have for your daily finances. That’s why we offer three great Visa credit card options with low rates, tap to pay technology and no annual or balance transfer fees.

Visa Signature® Credit Card New Cardholder Offers:

  • $100 Cash Bonus When you Spend $1,000 or More in the first 90 days of account opening1
  • 0% Intro APR For First 6 Months on Balance Transfers, Cash Advances and Purchases. Following 0% introductory period, rates range from 13.90% APR - 17.90% APR based on creditworthiness.2


110,000 reward bonus points awarded when cardholder spends $1,000 within 90 days of opening and may be redeemed for $100 cash back or other merchandise. Cash back option will be deposited into a TruStone Financial account. Recipient is responsible for any taxes incurred on cash back.

2APR will vary with the market based on the Prime Rate. Rates effective December 19, 2022. Offer available to new accounts opened in 2022. See credit card terms and conditions for details. 

Earn $50* when you refer a friend to TruStone Financial


We're happy to have you as a member. If you're happy to have us as a credit union, spread the word. Refer a friend, relative or neighbor to TruStone Financial and you both could earn $50

*Referred member must open and use a new Primary Share and a Value, Premium or TruRate Checking account with a Visa debit card in a physical branch location. (Moneywise checking is excluded) Minimum opening deposit: TruRate Checking $2,000; Premium Checking $300; Value Checking $25. Share and checking account must be opened on the same day. Annual percentage yield (APY) and minimum balance required vary by account and are subject to change.  See Rate Sheet for additional information.

Full name and city of referrer must be presented at time of account opening. Referred member must complete the following behaviors to receive referral dollars: 1) Make at least five debit card purchase transactions within 45 days of account opening. 2) Enroll in eStatements within 45 days of account opening. A $50 credit will be made to both parties if the behaviors are met at 45 days of account opening. Allow up to 60 days for credits to be made.