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New & Now.

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True to Our Word.

TruStone is driven to create a place where you can focus more on living and less time worrying about money. Why? Because you make us who we are. We've got you, with health savings accounts, a balance transfer offer and so much more...

Winter 2023 Issue

Start Believing! Buy Now, Refinance Later with up to $1200 Lender Credit.


Don’t let rates keep you from getting the home you love. Buy with us now, and if rates drop within 3 years of your closing date, you can refinance to the lower rate and get a lender credit of up to $1,200 off of your refinance1.

1) Promotion is valid on TruStone Home Mortgage first lien, purchase loans closed between 10/1/2023 and 9/30/2024. Promotional credit is redeemable one time within 3 years of your closing date. After 6 full payments, the borrower is eligible to refinance the purchase loan with TruStone Home Mortgage and receive a lender credit up to $1,200 toward applicable lender fees (underwriting, document preparation and processing fees). All other fees apply. Credit amount cannot exceed the amount of lender fees. Refinance loan is subject to underwriting and collateral approval. This promotion may not be combined with any other offers, discounts or promotions. This is not a commitment to lend. To claim the credit, borrower must present their Buy Now Refinance Later Eligibility Certificate at the time of application to refinance.

Start Strong with a TruStone Visa Signature Credit Card.

Start the new year off strong by opening a TruStone Visa Signature® Credit Card and enjoy 0%APR intro rate for 6 months when transferring other, higher-rate credit card balances. After 6 months, rates range from 14.65%-17.90%APR2. With no balance transfer fee, and no annual fee, it’s a no-brainer!

2) 0.00% Introductory Annual Percentage Rate (APR) for 6 months from account opening on purchases, cash advances and balance transfers. After that, APR will be 14.65% to 17.90% based on creditworthiness. APR will vary with the market based on the Prime Rate. Offer available to new accounts opened in 2024. See Visa Signature terms and conditions for details.

Start Now with Better Checking & $150.

Make the switch to a TruStone Checking account. Get paid up to 2 days early3 and earn up to $1504 when you enroll in eStatements and make qualifying deposits. Plus5start the year off safe – free identity theft monitoring with IDPROTECT.®

3) Direct Deposit Required.
4) Offer valid 1/1/24-12/31/24. Only one account per membership is eligible and member must not have a current or prior checking account with TruStone. Allow up to 60 days from account opening for cash back deposit. Recipient is responsible for applicable taxes. Earn cash back for the following actions within 45 days of account opening: 1) $100 cash back for direct deposit of at least $1,000 2) $50 cash back for enrolling in e-statements. Must be 13 years of age or older. Those under 18 years old must have a parent or guardian on the account to be eligible for cash back.
5) Some benefits require registration and activation. For complete details of this checking account service, speak with a TruStone Financial banker. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

Start Earning. Limited Time Certificate Special.

Don’t let your savings stand idle. Now’s the time to explore high-interest account options. It’s true. Earn 5.25%APY6 with a 7-month certificate, $2,500 minimum. Don’t wait, open yours today. Tomorrow will thank you.
Time to renew? Check out our rates or call us at 763-542-4200.

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 6) Annual Percentage Yield (APY) effective 2/11/2024 and subject to change. Minimum deposit of $2,500 and at least 50% must be new money not on deposit with TruStone. Individual Retirement Account (IRA) Certificate not included. A penalty may be imposed for early withdrawal. Fees may reduce earnings. At Maturity, the 7-month certificate will be renewed as a 6-month certificate. Terms and conditions apply.

Start Preparing: Year-End Tax Information & Turbo Tax® Discount

By January 31, all statements and year-end notices will be in the mail to you or available within Digital Banking. To view your documents, log in to your account, select an account, click “statements”. From there, click on the menu and select “tax statements” to view.

Planning to file your taxes by yourself? You can save up to $15 on TurboTax Federal Products7 by being a TruStone member.

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7) Terms and Conditions apply. TruStone is not affiliated with Turbo Tax. Turbo Tax is a registered trademark and/or service mark of Intuit, Inc.

Start Getting Excited: Scholarships - Coming this Spring!


Watch for announcements regarding our post-secondary education Scholarship programs.

Start Saving.


Take the burden out of medical expenses. From co-pays to out of pocket-expenses, a Health Savings Account from TruStone can help you plan ahead for unexpected costs your insurance company might not cover. It’s true. Get started today, and be prepared for tomorrow.

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