special offers Explore TruStone's exclusive limited-time offers. Home Equity Loans RATES AS LOW AS 2.99% APR1 Renovate, consolidate or educate with a home equity loan. Home Equity Loans Auto Loans RATES AS LOW AS 1.99% APR2 Plus, enjoy no payments for up to 90 days depending on qualifications.** Auto Loans Credit Cards TWO NEW CARDHOLDER OFFERS Get a $100 cash bonus in the first 90 days3. Plus, enjoy a low introductory rate on a new Visa Signature® card. View Offers New Mortgage and Checking Account RECEIVE $250 CASH BACK4 Open a new mortgage and checking account with TruStone. Mortgage & Checking Checking Account CHECKING WITH $100 CASH BACK5 Open and use a new TruStone Financial checking account and set up direct deposit to earn $100 cash back.5 Checking Account TruRate Checking EARN 2.02% APY ON CHECKING6 Get our best rate on balances up to $20,000 when criteria are met. TruRate Checking Appraisal Credit on Any VA Mortgage Loan7 Home ownership at more affordable terms for qualifying veterans and surviving spouses. VA Mortgage Loans Read Our Newsletter Home Equity: 1 APR = Annual Percentage Rate. Advertised rate may be fixed or variable depending on the product selected and includes discounts for activated TruStone Visa® credit card and automatic loan payments from a TruStone account. Rate is effective January 1, 2022 and is subject to change. Variable rates are subject to increase. Rates based on credit history, loan-to-value ratio, occupancy, and loan term and type, so actual rate may differ. Terms and conditions apply. Auto Loans: 2 APR = Annual Percentage Rate. Advertised rate includes discounts for TruStone Visa credit card and automatic loan payments from a TruStone account. Actual rate may differ and is based on credit history, collateral and length of repayment period. **Payments can be deferred up to 90 days from the date funds are dispersed depending on qualifications. Interest will continue to accrue. Terms and conditions apply. Visa Signature Card: 3 1)10,000 reward bonus points awarded when cardholder spends $1,000 on their Visa Signature Card within 90 days of opening and may be redeemed for $100 cash back or other merchandise. Cash back option will be deposited into a TruStone Financial checking or savings account. Recipient is responsible for any taxes incurred on cash back. 3) Earn 1.5 reward points for every dollar spent on purchases. See credit card terms and conditions for details. $250 Checking Offer: 4 Close and fund a mortgage loan with TruStone Home Mortgage from 1/1/2022 – 12/31/2022 and complete the following actions to earn $250 cash back offer: 1) $100 for opening a new TruStone Financial checking account within 45 days of loan funding and establishing total recurring direct deposits of at least $500 into the new checking account. 2) $150 for setting up automatic payments from the new TruStone Financial checking account to the new TruStone Home Mortgage loan after establishing the recurring direct deposits.Only one new TruStone Financial checking account per membership is eligible and member must not already have a TruStone Financial checking account. Excludes business and trust accounts. Allow up to 60 days from checking account opening for cash back to be deposited into the account. Recipient is responsible for any applicable taxes. Offer subject to change and may be combined with the Refer TruStone and Premier Partners programs. Other conditions and restrictions may apply. Contact a mortgage consultant for details. $100 Cash Back Checking:5 Offer effective 1/1/2022 and subject to change. Total recurring direct deposits of at least $500 must be established within 45 days of account opening to earn $100 cash back. Only one account per membership is eligible and member must not have a current or prior checking account with TruStone. Excludes business and trust accounts. Allow up to 60 days from account opening for deposits to be made. Recipient is responsible for any applicable taxes. Must be 16 years of age or older. Those under 18 years old must have a parent or guardian on the account to be eligible for cash back. Offer subject to change and may be combined with the Refer TruStone and Premier Partners programs. TruStone membership required. TruRate Checking: 6 APY: Annual Percentage Yield effective as of 1/1/2022. Rates subject to change including after account opening. Fees may reduce earnings.1) TruRate Checking // APY Tiers: Balances up to $20,000 earn 2.02% APY if requirements are met and the balance portion over $20,000 earns 0.10% APY. To earn the highest yield, member must maintain active TruStone Visa credit and debit cards with 12 combined transactions per month, and enroll in eStatements. A $20 monthly fee will be assessed if the daily balance falls below $2,000. Minimum open deposit of $2,000. For complete details of this checking account, speak with a TruStone Financial banker. Compare our checking accounts to ensure you find the best fit for your financial needs. VA Mortgage Loan: 7 Up to $450 off the value of appraisal cost. Valid on applications received between 11.1.2021 - 05.31.22 and closed by 7.31.22. Appraisal credit is contingent on funding of loan, including underwriting approval and will be applied at loan closing. Not valid with other offers. Offer may be discontinued at any time. Contact a Mortgage Consultant for details. TruStone Home Mortgage is not affiliated with the U.S. Department of Veterans Affairs. All loans subject to credit approval with acceptable form of collateral. TruStone membership required.