TRUE TO OUR WORD

This Just In!

TruStone is driven to create a place where you can focus more on living and less time worrying about money. Why? Because you make us who we are. We’ve got you covered with limited time Home Equity No Closing Cost Special, 13-Month Certificate offer, and so much more…

 


Spring 2025 Issue

But when you consider all the possibilities of a TruStone Home Equity Loan — with an APR as low as 5.74%1, and for a limited time, no closing costs.2

Well, the sizzling burgers on that built-in grill, they say otherwise. It’s True.

Get Cooking Today.

1) APR = Annual Percentage Rate. APR is fixed and includes 0.25% discounts each for TruStone Visa® credit card and automatic loan payments from a TruStone account. Rates are based on credit history, loan-to-value ratio, loan term, and type. Loans subject to approval, not available in all states.
2) TruStone will pay home equity loan closing costs on applications dated 2/18/25 through 7/19/25 (close by 8/31/25) with a $25,000 minimum disbursement, excluding home purchase transaction loans and bridge loans. Insurance premium or change fee may be required. Not valid with competing offers/promotions.

Everything you need to manage your money, your way, can be found in TruStone Digital Banking. Access your free Credit Score3, set up alerts, and activate Financial Tracker – a powerful tool that allows you to set budgets, track savings goals, understand spending habits and so much more.

Not a TruStone Digital Banking user or intimidated by the thought?

Don’t be. You’ll love how simple it is and enrolling is easy.

Enroll Now.

3) Credit Monitoring and Score are for informational and educational purposes only. There are various types of credit scores, and TruStone may use a different type of credit to make lending decisions.

Lakefront, backyard or both – we’ll get you home. Buying a house doesn’t have to be complicated. At TruStone Home Mortgage, we offer programs that can help with down payment and closing costs, plus competitive rates that fit your budget without the headaches.

SMOOTH CLOSING, GUARANTEED.

Snafus happen, but not with TruStone. If things don’t go on-time, then we pay the closing costs4 for you. More savings, more peace of mind, and more time at the lake.

Let’s Talk. 

4) Terms, conditions, and timing restrictions apply. Conventional purchase loans only. Subject to credit and property approval. Offer subject to change at any time. TruStone Financial membership required.

Whether you’re buying used or new, we will make it easy for you…

GET APPROVED.
It takes less than a minute to apply online to lock in at rates as low as 4.99%APR.5

GO SHOPPING.
With same-day financing, you can snap up that ride before someone else beats you to it. Plus, no payments for up to 90 days!6

OR…REFINANCE.
Love your vehicle but not your high interest rate? It only takes about 20 seconds to see if you qualify for a lower monthly payment.

Get in the Driver’s Seat.

5) Advertised APR includes discounts for TruStone Visa credit card and automatic loan payments from a TruStone account.
Actual rate may differ and is based on credit history, collateral and length of repayment period. Current TruStone auto loans are eligible for refinance with a minimum of $5,000 in additional disbursements.
6) Payments can be deferred up to 90 days from the date funds are dispersed depending on qualifications. Interest will continue to accrue. Terms and conditions apply.

As a not-for-profit, we are able to extend dividend rates that often surpass those from big banks. Get the most out of your money today.

For a limited time, open a 13-month certificate at 4.00% APY7with a minimum deposit of $2,500. Whether you’re saving for your next big goal or simply want to grow your funds faster, this special offer is designed to maximize your earnings.

Start growing your savings today.

7) Annual Percentage Yield (APY) effective 4/14/2025 and subject to change. Minimum deposit of $2,500 with at least 50% being new money not already on deposit with TruStone. Membership with a $5 Share Account required. A penalty may be imposed for early withdrawal, and fees may reduce earnings. At Maturity, the 13-month certificate will be renewed as a 12-month certificate. Individual Retirement Account (IRA) Certificate not included. Terms and conditions apply.

Stand at any intersection, look four ways and you might spot two or three banks. Which one should you pick? We say none. Because at TruStone – your neighborhood credit union – your money is in a smarter place.

So don’t be shy, refer a friend, relative or neighbor and you could both earn $50.8 Because it’s true that everyone deserves to save money with better rates and fewer fees.

Refer & Earn Today.

8) Referred member must open at a physical branch location a new Primary Share and a Value, Premium, or TruRate Checking account with a Visa debit card. Minimum opening deposit: Value Checking $25; Premium Checking $300; TruRate Checking $2,000 (Moneywise Checking is excluded). Within 45 days of the account openings, referred member must (i) make at least five debit card purchase transactions and (ii) enroll in eStatements. Full name and city of referrer must be presented at time of account opening.A $50 credit will be made to both parties if these conditions are met. Allow up to 60 days for credits to be made.

There’s no better way to meet all the fine people in our communities than to host productive events and fun contests.

See What’s Happening in Your Neighborhood.

Teaching is in our DNA

Sharing our knowledge is yet another way TruStone benefits our members. So go ahead, enrich yourself in our Financial Education Program today.

Man working on his computer while looking out the window
Budgeting

5 Ways to Cut Costs & Save More

There are literally thousands of ways to stretch a buck and keep more of them in your pocket. Simple things, like brewing your own morning Joe vs. buying that expensive latte at the drive-thru. We’re here to help you save in every way.

Woman giving a child a piggyback ride
Buying a House

9 Simple Steps to Buying a Home.

Have the jitters about diving into your first home purchase? We get it, and we’ve got you. That’s why we put together this handy 9-step guide to buying. But hey, let’s make it an even 10-step approach… Step 1: Relax and take a deep breath – this is going to be easy.

Fraud

Keep Your Identity Safe.

It’s a pity, but there are some nasty identity thieves in our world. So even if your digital devices are secure, it’s important to stay on-guard.