Have $5?
Five bucks is all it takes to gain access to all the fabulous products, services and brilliant business professionals under the TruStone umbrella.
Beyond Savings Gains.
Of course your Share Savings account earns your business interest. That’s just the beginning! Here’s a short list of some of the other things you gain access to:
- Member discounts
- Commercial lending
- Business checking with credit/debit card reward programs
- Rest easy, you’re insured up to $250,000 by the NCUA.
On-Line & On-Target.
With TruStone digital banking and our mobile app you’re in complete control.
- Track all account activity with ease.
- Quickly transfer money between accounts.
- Streamline business budgeting with Financial Tracker.
- Deposit checks any time, anywhere.
- Enable alerts and eStatements for crystal clarity.
More ways to save.
Business Money Market
Bump up to higher dividends while maintaining fast, easy access to funds.
Business High Yield Money Market
As the name promises, your funds will soar with this account.
Business Certificates
Having a certificate is a sure-fire strategy for financial growth. Having several in staggered terms between 3-60 months is even better.
The minimum deposit to open a Primary Share and maintain membership is the purchase of a $5 share in TruStone Financial.
DIVIDEND INFORMATION:
Balance computation method — Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Accrual of dividends on non-cash deposits — Dividends will begin to accrue on the business day you deposit non-cash items (e.g. checks) to your account. Nature of dividends — Dividends are paid from current income and available earnings, after required transfers to reserves at the end of the dividend period. Compounding and frequency – Dividends will be compounded monthly and credited to your account on every monthly statement or at the end of the calendar quarter. Effects of account closing — If you close your account before dividends are paid, you will receive the accrued dividends. These are prospective dividend rates and anticipated Annual Percentage Yields (APY) for the current dividend period and may change at any time without limitations as determined by the TruStone Board of Directors. To confirm the current rates, call 763.591.4949 or 800.343.8328
For these account types, the dividend period is quarterly. For example: the first dividend period of the calendar year is January 1 through March 31. All other dividend periods follow this pattern of dates. The dividend declaration date is the ending date of a dividend period, such as March 31.