What To Shred, What To Keep.
Decide what to keep and what to shred. It’s a great way to protect your info and tidy up that messy filing cabinet!
What to Keep
There are some documents that establish your identity or show ownership of private property that should be kept at all times. These documents should be kept and stored in a secure place as they are very difficult to replace.
- Birth and death certificates
- College transcripts and diplomas
- Social Security card
- Passport
- Marriage license
- Vehicle titles
- Divorce decree
- Business license
- Home deed
- Pension planning documents
- Estate planning documents
- Trust
- Will, living wills, power of attorney
The following items should be kept until the transaction has been cleared:
- Bank and investing statements
- Cancelled personal checks
- Credit card statements
- General receipts with no tax or warranty implications
- Pay stubs
What to Shred.
In general, you should shred all mail and paperwork that includes any of your personal or financial information once the transaction has been cleared.
- Utility bills
- ATM receipts
- Bank statements
- Credit card statements
- Voided checks
- Employee pay stubs and records
- Copies of your birth certificate
- Legal and insurance documents
- Expired passports
- Resumes
- Used airline tickets
- Signed contracts
Once a year, you should shred your health, car and homeowners insurance documentations once you receive the new documents as those policies are renewed on an annual basis.
Confidential Cleanup.
Come out for our neighborhood shred events on select Fall Saturdays, where you can safely dispose of your confidential papers and get expert advice from our TruTech team. We’ll be on hand to help you with everything from downloading the TruStone app to setting up automatic alerts and more!
Teaching is in Our DNA.
Sharing our knowledge is yet another way TruStone benefits our members. So go ahead, enrich yourself in our Financial Education Program today.
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There are literally thousands of ways to stretch a buck and keep more of them in your pocket. Simple things, like brewing your own morning Joe vs. buying that expensive latte at the drive-thru. We’re here to help you save in every way.
9 Simple Steps to Buying a Home.
Have the jitters about diving into your first home purchase? We get it, and we’ve got you. That’s why we put together this handy 9-step guide to buying. But hey, let’s make it an even 10-step approach… Step 1: Relax and take a deep breath – this is going to be easy.
Keep Your Identity Safe.
It’s a pity, but there are some nasty identity thieves in our world. So even if your digital devices are secure, it’s important to stay on-guard.
This blog article is intended to provide you with a general understanding of the subject matter. It is not intended to provide legal, accounting, or other professional advice and should not be relied on as such. Information may have changed since the publication date.