Checking Accounts

 

Checking accounts aren’t “one size fits all.” At TruStone Financial, we have a variety of checking accounts to suit your needs – and they all have great perks. Enhance your checking account with:

  • Visa Debit Card for all your purchase needs and ATM withdrawals.
  • Direct deposit so your paycheck can land in your account on your payday without a trip to the credit union.
  • Online and Mobile Banking so you can manage your money from any device no matter where you are.
  • Free Bill Pay to pay your bills anytime.
  • eStatements to electronically track your money.
  • Overdraft protection options in case you overdraw your account or have an emergency.
  • Online check ordering and re-ordering from any vendor to make your life simpler. 
  • ClickSWITCH is an automated process to help you transfer accounts stress free. Contact a banker today to get started!

We offer four different checking accounts to ensure you find the best fit. Our skilled and experienced bankers will be happy to help you select the right one. Here’s a quick glance at your options:

Checking Accounts
Effective September 1, 2017
Value Checking
Those looking for a basic account without the worry of maintaining balances or paying monthly service fees
Minimum to open: $25
Monthly fee: None
Dividend rate: .00%
APY*: .00%
Overdraft Privilege fee:1 $30/ea
ATM withdrawals: The first five ATM withdrawals made at non-TruStone-owned ATMs in each month are free.
Perks:
  • One free cashier's check per day
Reward Checking3
Those looking to get rewarded with dividends and perks from a healthy balance
Minimum to open: $300
Monthly fee: $5, which is waived if you maintain a $300 minimum balance
Dividend rate: .10%
APY*: .10%
Overdraft Privilege fee:1 $30/ea
ATM withdrawals: The first five ATM withdrawals made at non-TruStone-owned ATMs each month are free.
Perks:
  • One free box of checks annually
  • Free cashier’s checks
RewardPlus Checking3
Those looking for even more of a reward with dividends and perks from a large balance
Minimum to open: $1,000
Monthly fee: $10, which is waived if you maintain a $1,000 balance
Dividend rate: .10%
APY*: .10%
Overdraft Privilege fee:1 $30/ea
ATM withdrawals: The first five ATM withdrawals made at non-TruStone-owned ATMs each month are free.
Perks:
  • Two free boxes of checks annually
  • Free cashier’s checks
TruRate Checking4
Those who are comfortable maintaining a consistent larger minimum balance with the highest dividend available
Minimum to open: $2,000
Monthly fee: $20, which is waived if you maintain a $2,000 balance
Dividend rate:2.00%
APY*:2.02% (balances up to $20,000) and 0.10% (balances over $20,000)
Overdraft Privilege fee:1 $30/ea
ATM withdrawals The first five ATM withdrawals made at non-TruStone-owned ATMs each month are free.
Perks:
  • Two free boxes of checks annually
  • Free cashier’s checks