X
Attention:

We have detected that your browser may be out of date. Updating your browser is essential for security and usability of our services.

This link leaves the TruStone Financial website. We encourage you to view the privacy and security disclosures of all websites you visit. TruStone Financial is not responsible for the accuracy, security, or content of other websites.

Accounts & Certificates

Savings Accounts and Certificates

Whether you’re saving for a rainy day, a new home or your child’s college education, we can help you set and meet your savings goals. At TruStone Financial, we make it easy for you to keep more of your money.

Here’s a glimpse at some of our great savings options:

Primary Share

With a deposit of just $5, this account is not just your way into the credit union, it’s also the first step for anyone looking to start saving. It’s a great way to save for that family vacation, or any big-ticket item you have on your wish list. You’ll earn dividends and receive a quarterly statement that outlines all of your activity.

Share, Sub Share Rates1, 2
Effective May 1, 2015
Minimum Deposit to Open
$5
 
Daily Minimum Balance to Obtain APY
$0 - $499.99
$500 and up
Dividend Rate
.10%
.10%
APY*
.10%
.10%

Money Market

Our Money Market account is for the serious saver. It requires a $2,500 minimum deposit. With this account, you’ll get bigger dividends that grow as you continue to save.

Money Market Rates3
Effective May 1, 2015
Minimum Deposit to Open
$2,500
 
 
 
 
 
Daily Minimum Balance to Obtain APY
$0 - $9,999
$10,000 - $24,999
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $249,999.99
> $250,000
Dividend Rate
.15%
.20%
.25%
.30%
.30%
.30%
APY*
.15%
.20%
.25%
.30%
.30%
.30%

Certificates

If you want a slightly bigger commitment than a traditional savings account, a certificate might be right for you. Certificates require that your money remain in the accounts for a certain period of time, but provide greater dividends. Dividends are compounded and credited at the end of each quarter and at maturity.

Certificate Rates
Effective May 1, 2015
Term
3 month
6 month
12 month
24 month
36 month
48 month
60 month
Dividend Rate
.25%
.35%
.50%
.75%
1.10%
1.40%
1.60%
APY1
.25%
.35%
.50%
.75%
1.10%
1.41%
1.61%

Individual Retirement Accounts 

To enjoy a comfortable retirement, it’s crucial you have enough income to cover your living expenses. Prepare for your golden years by opening an IRA. The two most common plans are Traditional IRAs and Roth IRAs. Each plan offers different tax advantages and benefits and we offer savings accounts and certificates for both plans. Choose the plan that’s right for you.

Traditional and Roth IRAs2
Effective May 1, 2015
Minimum Deposit to Open
None
Dividend Rate
.40%
APY*
.40%